Right from the start, let your students know that you are aware of the sacrifices they are making to study.
Some Student Comments
I was intimidated at the thought of returning to school at 45 years of age. I was also not sure whether financially, taking on a degree program and incurring a large HECS debt, on top of my mortgage, was a sensible choice; I am putting everything into study! ;
I gave serious consideration as to the cost of a degree. I am single, one average wage, children to support, a mortgage on my house, the burden of a debt hanging over my shoulder, was just too great. It's very difficult to do this alone, possibly the most difficult of circumstances.